When can I enroll in health insurance?

You can enroll during the annual Open Enrollment Period (November 1 - January 15) or during a Special Enrollment Period if you experience a qualifying life event such as losing other coverage, moving to a new state, getting married, or having a baby.

What subsidies are available for health insurance?

Two main subsidies are available: Premium Tax Credits (which lower monthly premiums based on income) and Cost Sharing Reductions (which lower out-of-pocket costs for Silver plans). Eligibility depends on household income and family size.

How do I find out what plans are available in my state?

Plans vary by state, county, and insurance carrier network. A licensed insurance agent can review options specific to your location and help you compare coverage and costs.

Medicaid ended? You likely qualify for a subsidized plan

When Medicaid ends — a renewal, an income change, a state redetermination — federal rules open a Special Enrollment Period, and most people leaving Medicaid qualify for significant subsidies.

Check my eligibility Or call a licensed agent(855) 636-0740

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An extended window applies

People losing Medicaid or CHIP get more time than the standard 60 days to pick a Marketplace plan. But premiums aren’t retroactive — enroll early to avoid a gap.

Low premiums are common

Incomes just above Medicaid limits typically qualify for the largest premium tax credits and cost-sharing reductions available.

Denied, not just ended?

A Medicaid denial after applying during Open Enrollment or a life event can also open a path to Marketplace coverage. Bring your denial notice to the call.

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Common questions

My kids kept Medicaid but I lost it — what now?

That’s common. Children’s income limits are higher, so kids often stay on Medicaid or CHIP while parents move to a subsidized Marketplace plan.

What paperwork do I need?

Your termination or denial letter, an income estimate, and household details. The agent handles the rest during the call.

Two minutes tells you where you stand

Answer a few questions and a licensed agent confirms your enrollment window and real plan prices.

Check my eligibility